Free to download · No subscription required

Your money, finally making sense.

Track every transaction across multiple wallets and currencies. Get intelligent budget coaching powered by on-device AI — your data never leaves your phone. No subscriptions. No cloud lock-in. Just clarity.

Coming soon on theApp Store
Get it onGoogle Play
Money Hive app on iPhone
Get started in minutes

Three steps to financial clarity

No spreadsheets. No complicated setup. Just open the app and go.

  1. Add your wallets

    Create wallets in any currency — checking, savings, crypto, or cash. Takes 30 seconds.

  2. Set budgets & goals

    Define spending limits by category and savings targets. Money Hive tracks everything in real time.

  3. Let AI do the work

    On-device AI categorizes transactions, spots anomalies, and surfaces insights — automatically.

Everything you need

Built different, from the ground up

No bloat. No dark patterns. Just the tools you need to finally understand and control your finances.

Multi-currency Wallets

Track USD, EUR, GBP, and more — all in one place with real-time conversions.

On-device AI

Smart insights processed entirely on your device. Your data never touches the cloud.

Budget Coaching

Personalized nudges and spending recommendations that adapt to your habits.

E2E Encrypted Backup

Your financial data is encrypted end-to-end before it ever leaves your phone.

Savings Tracker

Set savings goals and watch your hive grow with visual progress tracking.

Recurring Expenses

Auto-detect and categorize subscriptions and recurring bills with one tap.

Deep dive

Every feature, fully considered

01

Smart Wallets

Multi-currency. Multi-account. One view.

Manage all your accounts in a unified dashboard. Whether you have checking, savings, crypto, or foreign currency wallets — Money Hive keeps them all synchronized and gives you a crystal-clear picture of your net worth.

  • Support for 150+ currencies with live rates
  • Instant transfers between your wallets
  • Beautiful spending breakdowns by category
  • Monthly and weekly trend analysis
M
Money Hive
My Wallets4 accounts
Main Checking
$8,240.00+2.4%
Emergency Fund
$12,000.00+0.8%
EUR Account
€2,340.00-0.2%
Investment
$45,800.00+5.1%
Privacy-first, always

Your money is nobody else's business

Most finance apps monetize your spending data. Money Hive doesn't. We charge for the app, not for you.

Works fully offline

Track, budget, and get AI insights without ever touching your Wi-Fi. Your data never needs the internet.

AES-256 encryption

If you choose to back up, everything is encrypted before leaving your device. Only you hold the key.

No financial data shared

Your transactions, budgets, and balances never leave your device. Analytics are anonymized and contain no financial information.

Your data, your control

Your financial data is stored locally on your device. We never sell, share, or analyze your personal spending.

Local-first. Always.

All data lives on your device. Backup is optional and fully encrypted.

Zero-knowledge architecture
Free to start. No credit card needed.

Download free. Upgrade when you're ready.

The free tier is genuinely useful. Track unlimited transactions, use on-device AI, and manage multiple wallets — no paywall on the essentials.

Coming soon on theApp Store
Get it onGoogle Play

Or scan to download

QR code to download Money Hive