Everything you need to own your finances
Thoughtfully designed. Privacy-respecting. Built to actually change your relationship with money.
Smart Multi-Currency Wallets
Create unlimited wallets in any currency. Money Hive pulls live exchange rates and shows you a unified net worth view. Switch between currencies instantly, and track transfers between accounts with full history.
- Support for 150+ global currencies
- Live exchange rate updates
- Unified net worth dashboard
- Full transaction history with search
- Custom wallet icons and names
- Transfer tracking between wallets
On-Device AI Assistant
A powerful financial intelligence engine runs entirely on your device. No data is ever sent to external servers. The AI learns your spending patterns over time and surfaces insights that are genuinely useful.
- Zero-server AI processing
- Anomaly detection for unusual charges
- Spending pattern recognition
- Natural language query support
- Personalized saving recommendations
- Predictive monthly forecasting
Budget Coaching
Go beyond static budgets. Money Hive coaches you toward your goals with adaptive recommendations. It learns from your behavior and adjusts suggestions without being preachy or overwhelming.
- Envelope-style budget system
- Smart category auto-assignment
- Weekly coaching summaries
- Goal-based budget allocation
- Rollover unused budget to next month
- Overspend alerts with context
Savings Goals
Set savings goals for anything — emergency fund, vacation, new laptop. Watch your hive grow with satisfying visual progress. Link goals directly to wallet balances for automatic tracking.
- Unlimited savings goals
- Visual progress with milestones
- Linked wallet balance tracking
- Target date calculator
- Contribution reminders
- Goal completion celebrations
Recurring Expense Manager
Never be surprised by a subscription charge again. Money Hive auto-detects recurring transactions and groups them. Get a clear view of your monthly subscription burden and cancel unused services.
- Auto-detection of recurring charges
- Subscription bundle view
- Upcoming payment calendar
- Cost-per-use analysis
- One-tap cancel reminders
- Annual vs monthly cost comparison
End-to-End Encrypted Backup
Your financial data deserves the same security as your bank. Money Hive encrypts everything with AES-256 before it leaves your device. Backup to iCloud or Google Drive — only you hold the decryption key.
- AES-256 encryption standard
- Zero-knowledge architecture
- iCloud Drive integration
- Google Drive integration
- Cross-device restore in seconds
- Offline-first with background sync
Detailed Analytics
Get deep insights into your financial life. Interactive charts, custom date ranges, category breakdowns — everything you need to understand your money flow and make better decisions.
- Interactive spending charts
- Custom date range analysis
- Category vs category comparison
- Income vs expense trends
- Net worth over time graph
- CSV and PDF export
Privacy-First Architecture
Privacy isn't a feature checkbox at Money Hive — it's the foundation everything is built on. No account required to use the app. No data shared with third parties. No behavioral tracking.
- No account required
- No third-party data sharing
- No behavioral tracking
- Local-first data storage
- Biometric app lock
- Open-source cryptography
Ready to try it?
Download free. No account required. No credit card.